Core message: A young person makes lots of decisions every day, without even thinking about it. And many of those are probably unwise. We show students that they have the power to make smart decision-making a habit.

1. Learning the fundamentals of skilled decision making.
2. Developing the habit of avoiding bad decisions.
3. Understanding that the courage to make the right decision can be a learned habit.

Core message: We explore the concept of scarcity. Because time and money are limited, we show young people that they can't do and can't have everything they want.

1. We show how choices impact every part of our life.
2. We show the students that the free enterprise system places the responsibility on the person to make the right choice.
3. We further explore the importance of caution and critical thinking into the decision-making process.

Core message: Trustworthiness is a noble quality and impacts every part of our lives. Trustworthy decisions are what make our lives better. But it is a lot easier for any of us to make an untrustworthy decision than make a trustworthy decision. We explore the questions, problem, and solutions related to trustworthiness in personal relationships and in the marketplace.

1. What does it mean to be trustworthy?
2. How do you decide if a person is trustworthy?
3. What information do you need to make a trustworthy decision on issues that impact your welfare or your money?
4. We let students discover the power of caution when making decision.
5. We present skills that allow a young person to make trustworthy decisions.
6. We put them thru exercises that show them how to identify trustworthy information sources.

Core message: Virtually every waking minute since birth students have been inundated with marketing messages. Very few students understand the impact of that inundation. Module five is a very realistic at the way the everyday actions of a young person are being shaped by marketers.

1. We show students that identifying hidden marketing messaging is an easy and fun habit to develop.
2. We allow the student to practice identifying trustworthy information sources.
3. We present a primer of marketing tactics.
4. We explain that the marketers job is to sell, not necessarily do what is best for the consumer.
5. We revisit the concept of a young person being in control of their life and re-emphasize that control will not happen if a person is not a healthy skeptic.

Core message: Module six immerses the student in the importance of opportunity cost in the decision-making process. The module builds on lessons learned in the previous modules and addresses practical skills.

1. Interactive exercises allow a student to determine the opportunity costs in many different scenarios.
2. We introduce the budgeting process as a key part of understanding opportunity cost.
3. We show the student why every spending decision comes with an opportunity cost.
4. We reinforce the principle that time-like money-is a perishable commodity.

Core message: We expand our look at the role of marketing on every single aspect of a student's life, from year one onward.

We present the Free Enterprise system as the backbone of America's economy, but outline the responsibilities the free enterprise system puts on all of us - particularly when you are young or the member of an underserved community.

1. We interactively encourage students to discover the nature of marketing: the sellers job isn't to say bad things about its products or services.
2. We use the marketing campaigns of companies that students know intimately to show students how these campaigns attempt to manipulate them.

Core message: Understanding "debt" when you are young means you'll have a lot more control over your life later. We teach that debt may be necessary, but for most people debt is not a "good thing" - the message presented to young people constantly by credit card companies and other marketers.

We use weightlifting to show students see the impact of unnecessary debt on a person's life and general well-being.

Includes these topics:

1. What is debt?
2. Why debt is seductive.
3. The real costs of debt.
4. How poor debt habits may already be impacting you.
5. How to learn habits that prevent you from taking on unnecessary debt.
6. Learning budgeting and spending practices.
7. An introduction to credit cards and their potential danger.

Core message: You're going to be in trouble if you don't understand what happens on the web.

1. The importance of using the web defensively.
2. How to use the web defensively.
3. Protecting your personal information.
4. Understanding that virtually nothing is private when you use the web.
5. Understanding why many websites and apps exist: primarily to gather information on you.
6. How advertisers can manipulate you on the web.
7. How to recognize scams on the web.